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Wind Mitigation Inspection Insurance Discounts

Wind Mitigation Inspection insurance discounts can save home buyers with insurance costs. Further, it will offer the homeowners about the safety of their new home, so they could take necessary steps to improve the home and decide what areas of the home need improvements and can give savings? Find out in the infographics below. Wind Mitigation is necessary for older homes  before the year 2002 to received the insurance discounts. Some of the 7 areas of inspections covered during the inspection, may meet the requirements of discounts. Newer homes built after the year 2004 do not need a wind mitigation inspection. There seven areas of wind mitigation inspection that can give discounts. (Roof covering , roof style, secondary water barrier, Hurricane ties, windows, doors, and garage doors) These important areas inspections give discounts. Recommend all buyers get a wind mitigation inspection for older homes before the year 2002, which can cut insurance costs. Consider a Wind Mitigation Inspection to see if your home qualifies for insurance discounts. Wind mitigation insurance discounts can give long-term savings when these 7 areas of the home meet the qualifications. Always consider upgrading the home to these standards to receive these future discounts.  These upgrades will not only make your home safer but will offer good selling features in futures years to come and meet the discount requirements.




Mistakes To Avoid

Home is the biggest treasure everyone wishes for. Buying a home is not easy as it requires a huge investment. For most of us, our home is the cornerstone of our life. It is where you and your family feel safe and secure. So before you make a deal, you should inspect the house completely to make sure it is safe for you and your family to live in.

A home inspection is one of the major steps in a real estate purchase. Whether you are buying or selling a home, the first step is to conduct thorough home inspection from the certified home inspectors. Just like your body needs a regular medical checkup, your home also requires inspection, to ensure smooth living.

However, most of the buyers face problems after home inspections, especially after everything is settled. The buyers either end up blaming the home inspectors for their neglected work or blame the realtors qualifying them as a fraud.  It is not only the responsibility of the realtors or the home inspectors to look out for the loopholes. You need to participate in every minor detail and events to let your mistake not turn into regret. Take a look at top 5 home inspections mistakes to avoid.

Mistakes to avoid

Getting Cheap Inspection

Some home buyers fail to understand the consequence of getting cheap inspection services. When you have already crossed a mountain to buy your dream home, there is nothing wrong with spending a small fraction of your home price to ensure that your home is safe. Moreover, a home inspection is the one last solution to fix everything before they become a problem. Hire a certified home inspector for quality home inspection to make sure you live your life undisturbed.


Not getting qualified home inspectors

Most of the buyers simply follow their realtors’ instruction on hiring a home inspector. If you are not confident about the recommended home inspectors, you should simply do your own research and request a quote from various property inspectors before hiring one. Instead of complaining in the end, it is best to use your knowledge when you have time. Hire only the certified home inspectors. Check their license and membership card. Usually, Inter-NACHI certified home inspectors are qualified to inspect your home. Watch out from frauds.


Not following home inspectors recommendations

Though it is true that home buyers are ripped off by the uncertified inspectors, it is equally true that home buyers do not follow any of the recommendations provided by the inspectors. It is crucial that you follow the suggestion provided by the home inspectors. One should know that home inspector is the neutral party. Therefore, it is in our best interest to get the problem fixed on time. So, when the home inspectors suggest on different house aspects, do not ignore. It is your responsibility to deal with the issues on time.


Expecting the home inspectors to forecast accurately

Don’t expect your home inspectors to be a psychic, no matter how experienced or skilled they are. They cannot predict anything or when your system will fail. Just because you don’t see visible signs of malfunction at the time of inspection, doesn’t mean your system will run for few more years. An air conditioning unit usually only lasts for 10 years and if yours is 11 years old that’s the information you can expect from your inspector. They won’t be able to tell you when your system will actually fail or stop working. This is when you will need to get in touch with people who know more about each specific system.


Not Inspecting the New Construction

If your home is brand new you might think you don’t have to inspect your home. Homebuyers tend to believe that because the home is new, it will pass all local codes and ordinances and that everything is in perfect shape. Well, that’s not always the case. Unfortunately, many contractors will take shortcuts to make their jobs easier and in turn, hurt the structural integrity of the home. Don’t assume that your contractor has done everything right just because the home passed the code.  A home inspector is going to look deeper into the home and also look at different things than your local building inspector will. These differences can literally make your investment sink or swim.

A home inspection is the most important steps you should take before purchasing any home. Hire a professionally qualified and certified property inspector to perform a complete home inspection. So next time you are buying, selling or simply following a routine inspection check on your home, make sure you do not make any of these mistakes.

If you are looking for Home Inspection in Palm Coast, Daytona Beach, St. Augustine, Flagler Beach, Ormond Beach, Port Orange or anywhere in Flagler County, Volusia County, St. John’s County, please get in touch with us to discuss your home inspection details or call (386) 864-0400.



HVAC system

Home Inspection isn’t just about checking your walls, floors and ceilings. It goes beyond that. It also includes inspecting your furniture and appliances, and a major part of this is HVAC system. The Heating and Air Conditioning system is major part of the inspection process. This system could be costly to replace and requires a thorough inspection before they buy property of any home. Precise Home Inspections provides the customer with a detail report on the  HVAC system.  With supporting evidence with the digital pictures of showing supply air temperature and return air temperature. These pictures should show evidence of temperature readings that display a difference  14-20 degrees between the supply and return air temperature, which indicates proper operation of the system. Florida HVAC system is most cases uses a heat pump for heat and cool air for operation. If system operates one mode of operation, it will run in the other. The suction line, should have foam sleeve covering the suction line to prevent energy loss. This is area the gets overlook, and replacement kept in mind when the covering deteriorated. Another area that is often overlooked as well, is the condensation line. In older home it’s often seen without a float safety switch, and replacement installed in event the condensation line becomes clogged. This gives warning the line needs replacement. Precise Home Inspection provides a detail inspection of HVAC system during a home inspection.

The following infographic tells you why you also need to get your HVAC system inspected, along with other parts of your house.




Home Inspection Checklist

While having your home inspected for damages, make sure that you have home inspection checklist of these important sections. The following infographic presents a checklist for home inspection. The inspection process is detailed and performed with digital photos that give a clear picture of the status of the home. The inspection report is sent out within 24 hours, giving the customers the needed information within the 15 days of the grace period. The Home inspection checklist follows the guidelines of the home inspection report, which makes the inspection report easy to understand and read. The most important areas of the home the can be costly to replace are the roof covering and Heating and Air Conditioning system. These areas can impact the purchase price of the home. Also, older homes with a roof covering 15 years or more can be a difficult process to ensure the home.  Suggest that when purchasing older homes, that you consult with your home insurance provider and request what is recommended for this aged home. Precise Home Inspections offer all home insurance inspections with reducing pricing during the home inspection process. The insurance inspections requested by most insurance companies for older homes are the wind mitigation, 4-point, roof conditioning report, and some cases the termite inspections. All these inspections can be performed at the time of the inspection process. I suggest that all sellers and buyers be familiar with home inspection checklists and have the understanding of insurance inspections.

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